Homebuyers can now take advantage of a market-leading 35-year mortgage amortization on move in-ready executive homes with suites in Langford’s Westview community, Citified has learned.

 

Overlooking the West Shore, Victoria, the waters of the Salish Sea and Washington State’s Olympic Mountains, is a collection of single-family homes high above Langford on Mica Place (see website; see Citified profile), part of the growing Westview subdivision on South Skirt Mountain near Bear Mountain Resort.

 

Westview’s sizable Mica Place homes, with available floorplans ranging from just under 2,800 square feet to over 3,400 square feet, qualify for the Royal Bank’s new Green Home Mortgage Program, an initiative available at select energy-efficient new communities in Canada.

 

“The option of a 35-year mortgage amortization provides our purchasers with a path towards home affordability that would otherwise be out of reach with a 25-year amortization,” says Mike Hartshorne, whose South Island Home Team real-estate brokerage is overseeing Westview’s sales.

 

Hartshorne says the option of extending amortization by a ten-year period has made homeownership dreams at Westview a reality for numerous buyers who have been able to purchase a newly constructed single-family or townhome new-build with a full ‘2, 5 and 10’ year warranty, at a monthly payment they could afford, and with an attainable downpayment.

 

“As construction costs continue to rise and homebuyers balance ever-changing market conditions, an option like extending an amortization to 35 years from 25 presents a significant respite for monthly finances,” Hartshorne said, adding that “the industry is cognizant of the challenges homebuyers are facing, and together with reduced mortgage interest rates plus longer amortizations, lenders like RBC are making a tangible difference for homebuyers, especially in higher priced markets like Victoria.”

 

A photo of a move in-ready single-family residence with a suite on Mica Place, at Langford's Westview community.  South Island Home Team

 

Although a reduction in monthly payments that a 35-year mortgage presents is already a meaningful financial advantage, the money-saving options at Westview don’t end there, Hartshorne notes.

 

For a limited time, several move in-ready single-family homes are available for purchase without GST, Hartshorne says, representing a considerable savings of just under $68,000 on a home valued at $1.35 million, further padding a buyer’s mortgage qualification.

 

Mica Place, meanwhile, features 18 detached homes (just five remain for sale) with legal suites, and a townhome collection (now sold-out). Located on a quiet cul-de-sac off Flint Avenue at Bear Mountain Parkway on the western slope of South Skirt Mountain, Mica Place is conveniently close to transportation, parks, transit, trails, shops and the amenities of Bear Mountain Resort.

 

Spacious homes offer floorplans with up to five bedrooms and four baths, with double garages. Each residence includes a den, a front deck, a rear patio and a yard area. A separated suite can be used as a mortgage helper, as a guest space or as a professional work area for individuals working from home.

 

“Westview has become synonymous with high quality executive homes suitable for mature adults and growing families alike, with plenty of space to meet any lifestyle, and with views that must be seen,” said Hartshorne.

 

“We keep hearing from our homebuyers and their agents that nothing else compares to Westview’s setting. And with each home's large rentable suite, homeowners appreciate the flexibility to generate additional revenue or repurpose a seperate living space for family use as needs evolve.”

 

A show suite at Westview, depicting a furnished living room.  South Island Home Team

 

Situated in a central location close to shopping, schools, recreation and year-round golf at Bear Mountain Resort, Westview has garnered significant interest among homeowners seeking a quintessential west coast neighbourhood only minutes away from a thriving commercial hub. The development’s hillside setting is a blend of spaciousness not common among new subdivisions, with conveniences of traditionally higher density areas available close by in downtown Langford, one of the fastest growing employment and retail nodes in the province.

 

“We’ve found that Westview’s homes are equally desirable among families as they are among downsizers, who want to be close to shopping options like Costco and Home Depot, close to year-round outdoor and indoor recreation options, and with room for family visits or a mortgage helper,” Hartshorne says. “And coupled with the views, purchasers are hard-pressed to find comparable new-build options elsewhere on the south Island.”

 

In terms of interior design, Victoria-based, award-winning Dawn Garneau of Nygaard Interior Designs has brought together luxury materials with opulent finishings that lend to each home’s immediate sense of quality workmanship, made all the more dramatic with over-height ceilings and expansive windows for ample natural lighting. Garneau's design elegance is met with top-tier Built Green Certified construction, Energy Star appliances and natural gas heat with an option for additional climate control, plus roughed-in electric car charging connectivity. These features help qualify each home for RBC’s 35-year amortization Green Home Mortgage Program.

 

Interior colour schemes combine with Garneau's selection of emerging trends based on practicality of durable, high-grade options for flooring, elegant quartz countertops, blinds and trims, and organizational touches that help maximize space on every level. Purchasers also benefit from what were luxury upgrade options during the construction process, such as smart locks, smart doorbells and manual roller shades for sliding doors.

 

Outside, homeowners can take advantage of the south Island’s mild year-around climate with easy care yards professionally landscaped with in-ground irrigation, large over-sized decks and patios, and durable concrete driveways fronting two-car insulated garages.

 

Constructed by Langford-based Verity Construction, each Westview home comes with the peace of mind of a long-term contractor’s expertise and oversight. With nearly 20 years in business and thousands of homes completed, Verity Construction is one of the most established home builders in Greater Victoria, with its new-build construction specialty stemming from a decades-long trend of population growth in the City of Langford’s emerging new communities.

  

To learn more about Westview on South Skirt Mountain near Bear Mountain Resort, click here. Connect with the South Island Home Team by calling 250-474-4800, or reach out via the Westview website’s contact form. C

 

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